Posted in Housing

How your shadow credit score could decide whether you get an apartment

The vast tenant screening industry is subject to less regulation than credit scoring agencies, even though experts warn that algorithms could introduce racial or other illegal biases that can prevent people from getting housing. by Erin…

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Posted in Columns Racism Wade Rathke

Urban highway dividers

by Wade Rathke December 20, 2020 Pearl River   Remember way back when, back in 2018-19 in the “before” times, when Amazon was jacking up cities, large and small, to compete for their headquarters location? New…

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Posted in Columns Wade Rathke

Appraisal hell

by Wade Rathke August 31, 2020 New Orleans    Finally, one of the deep, dark secrets of home ownership and home buying is coming to light – the mysterious, highly subjective, largely unregulated world of real…

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Posted in Analysis Banks Columns Community organizing Credit economic justice Housing Policy Neighborhoods Wade Rathke

The Billionaire and Right-Wing’s racist lies about Redlining

New Orleans    With the Office of the Comptroller of the Currency leading the way to gut the Community Reinvestment Act along with some other federal regulators, the last thing we should be doing is having to…

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Posted in Affordable Housing Columns Community organizing Housing displacement Housing Policy Neighborhoods Public Policy Social Justice Wade Rathke

The big, fat, long tail of neighborhood segregation

Manchester     The “long tail” is a tech-marketing concept that pundits and futurists promote with some enthusiasm.  The heart of it is that some businesses, especially enabled by the internet and the Amazon world view, could make…

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